Syndicate Marketing, LLC

TERMS AND CONDITIONS

Last Updated: May 20, 2026

IMPORTANT NOTICE: PLEASE READ THESE TERMS CAREFULLY. THESE TERMS INCLUDE A BINDING ARBITRATION PROVISION AND A CLASS ACTION WAIVER (SECTION 19) THAT AFFECT YOUR LEGAL RIGHTS. BY ACCESSING OR USING OUR SERVICES, RECEIVING COMMUNICATIONS FROM US, OR PROVIDING YOUR CONSENT, YOU AGREE TO BE BOUND BY THESE TERMS.

1. Acceptance of Terms

These Terms and Conditions (“Terms”) constitute a legally binding agreement between you (“you,” “your,” or “User”) and Syndicate Marketing, LLC, a company organized under the laws of the State of Utah, United States (“Syndicate Marketing, LLC,” “we,” “us,” or “our”). These Terms govern your access to and use of our website, services, marketing communications, lead generation services, and any related products or platforms (collectively, the “Services”).

By accessing our website, submitting any form, providing your contact information, consenting to receive communications, engaging with our agents, or otherwise using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated by reference. If you do not agree to these Terms, you must immediately discontinue use of our Services and revoke any consent previously granted.

We reserve the right to modify these Terms at any time. Updated Terms will be posted with a revised “Last Updated” date. Your continued use of the Services after changes are posted constitutes your acceptance of the modified Terms. For material changes, we will make commercially reasonable efforts to notify you.

2. Description of Services

Syndicate Marketing, LLC operates as a marketing services company that may engage in any or all of the following activities, in our sole discretion:

Lead generation services performed on behalf of our clients, partners, and affiliates;
Direct marketing to our own customer and prospect database;
Software-as-a-Service (SaaS) and platform offerings that enable clients to send communications;
Promotion of products and services offered by our partners, affiliates, or third parties whose offerings we believe may be beneficial to you;
Outbound marketing communications via short message service (SMS), multimedia messaging service (MMS), voice calls (including prerecorded and artificial voice calls where consent permits), and email;
Data collection, list management, consent management, and related administrative services.

We make no representations or warranties that any particular product, service, or partner offering will be suitable for your needs. Decisions to engage with any offering are made at your sole discretion and risk.

3. Eligibility

You represent and warrant that: (a) you are at least eighteen (18) years of age or the age of legal majority in your jurisdiction, whichever is greater; (b) you have full legal capacity to enter into these Terms; (c) all information you provide is true, accurate, current, and complete; (d) the telephone number, email address, and any other contact information you submit belongs to you or you are otherwise authorized to provide it; (e) you are not located in any jurisdiction where receipt of our Services would be unlawful; and (f) you are not on any U.S. government list of prohibited or restricted parties.

4. Consent to Receive Communications (TCPA, CAN-SPAM, and Related Disclosures)

4.1 Express Written Consent

BY PROVIDING YOUR TELEPHONE NUMBER, MOBILE NUMBER, OR EMAIL ADDRESS THROUGH A WEB FORM, LANDING PAGE, VERBAL AUTHORIZATION (INCLUDING RECORDED OR UNRECORDED CALLS), THIRD-PARTY LEAD SOURCE, OR ANY OTHER MEANS, YOU EXPRESSLY CONSENT, IN WRITING AND/OR VERBALLY, TO RECEIVE COMMUNICATIONS FROM Syndicate Marketing, LLC AND ITS PARTNERS, AFFILIATES, SERVICE PROVIDERS, AND MARKETING PARTNERS.

Such communications may include, without limitation, marketing, promotional, transactional, informational, and customer-service messages, sent by any of the following methods:

SMS and MMS text messages, including messages sent using an automatic telephone dialing system (ATDS), application-to-person (A2P) messaging, or other automated technology;
Voice calls, including calls placed manually, by automatic telephone dialing system, or using a prerecorded or artificial voice;
Email messages, including promotional and transactional emails subject to the CAN-SPAM Act of 2003;
Push notifications, in-app messages, and direct messages through any platform you authorize.

You acknowledge and agree that your consent is not required as a condition of purchasing any goods or services. Message and data rates may apply. Message frequency varies and may be recurring.

4.2 Scope of Consent (Multi-Party Authorization)

You expressly acknowledge and agree that your consent extends to communications from Syndicate Marketing, LLC AND from any of its partners, affiliates, marketing partners, clients, advertisers, vendors, or third parties whose products or services we determine, in our sole discretion, may be of interest or benefit to you. This consent is given freely and is intended to be as broad as permitted under applicable law.

If applicable law requires seller-specific consent (sometimes referred to as “one-to-one” consent), Syndicate Marketing, LLC will obtain such consent through additional disclosures at the point of collection. Where such seller-specific consent is not legally required, your consent under this Section authorizes communications from all parties identified at the point of collection and from such other partners as we reasonably believe may offer products or services topically related to your inquiry.

4.3 Logical and Topical Relationship

Communications you receive will be logically and topically associated with the website, form, landing page, conversation, or other interaction through which you provided consent, or will relate to products and services we reasonably believe to be of interest to you based on your stated interests and the nature of your inquiry.

4.4 Record of Consent

By granting consent, you authorize Syndicate Marketing, LLC to maintain a written or electronic record of your consent, including but not limited to the date, time, IP address, source URL, form contents, lead source, verbal recording (where applicable), and any other identifying metadata. You agree that such records constitute conclusive evidence of your consent, subject only to your right to revoke consent as described below.

Consent records are retained for a minimum of five (5) years following the date of consent or last communication, whichever is later, in accordance with the Federal Trade Commission’s Telemarketing Sales Rule and applicable state laws.

4.5 Opt-Out and Revocation of Consent

YOU HAVE THE RIGHT TO REVOKE YOUR CONSENT AT ANY TIME, FREE OF CHARGE, BY ANY REASONABLE METHOD.

Reasonable methods to revoke consent include, but are not limited to:

Replying “STOP,” “END,” “QUIT,” “CANCEL,” “UNSUBSCRIBE,” “REVOKE,” or “OPT OUT” to any SMS message you receive from us;
Clicking the “unsubscribe” link in any email we send;
Verbally requesting removal during a phone call;
Submitting a written request via email to our designated opt-out address;
Submitting a request through any contact form or method we make available.

We will honor opt-out requests as soon as practicable and in no event later than ten (10) business days from receipt, as required by FCC regulations. A single confirmation message may be sent to acknowledge your opt-out request.

For assistance, you may reply “HELP” to any SMS message or contact us using the information in Section 22 (Contact Information).

4.6 Time-of-Day Restrictions

We do not initiate marketing telephone solicitations or text messages before 8:00 a.m. or after 9:00 p.m. local time at the called party’s location, in accordance with the Telephone Consumer Protection Act, the FTC Telemarketing Sales Rule, and applicable state laws. Certain states (including Texas, Florida, and Oklahoma) may impose stricter quiet-hour restrictions, which we will honor where applicable.

4.7 Do Not Call Registry

Syndicate Marketing, LLC maintains internal do-not-call procedures and honors the National Do Not Call Registry, the Utah Telephone Solicitation registry, and any other applicable state registries. Inclusion of your number on such a registry does not, however, prohibit communications for which you have provided prior express consent or that fall within an established business relationship exemption.

4.8 Carrier and Platform Disclaimers

Carriers, including but not limited to AT&T, T-Mobile, Verizon, U.S. Cellular, and others, are not liable for delayed or undelivered messages. We are not responsible for any carrier-imposed fees or charges. Available on all major U.S. carriers, subject to carrier coverage and capability.

5. Call Recording and Monitoring

Some, but not all, telephone calls between you and Syndicate Marketing, LLC may be recorded or monitored for quality assurance, training, compliance, dispute resolution, and legal purposes. The majority of our calls are not recorded. Where calls are recorded, you will be notified at the beginning of the call in accordance with applicable federal and state two-party consent laws.

Recordings, where created, are retained for a period of seven (7) days from the date of the call, after which they are automatically and permanently deleted, except where (a) a longer retention period is required by law, (b) the recording is relevant to a pending or threatened legal claim, regulatory inquiry, or dispute, or (c) you have specifically requested a longer retention period in writing. In such cases, recordings may be retained for as long as necessary to fulfill the applicable purpose.

By continuing the call after notification of recording, you consent to such recording. If you do not consent, you must promptly notify the representative and the call will not be recorded, or the recording will be terminated.

6. User Obligations and Acceptable Use

You agree that you will not, and will not permit any third party to:

Provide false, inaccurate, misleading, or fraudulent information, including but not limited to a telephone number or email address that does not belong to you or that you are not authorized to provide;
Use the Services in any manner that violates any applicable federal, state, local, or international law or regulation;
Use the Services to harass, abuse, threaten, defame, or otherwise infringe the rights of any party;
Attempt to gain unauthorized access to our systems, accounts, computer systems, or networks;
Interfere with, disrupt, or attempt to circumvent any security feature of the Services;
Use any robot, spider, scraper, or other automated means to access the Services without our express written permission;
Reverse engineer, decompile, disassemble, or attempt to derive the source code of any portion of the Services;
Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Services without our express written permission.

7. Additional Terms for Clients, Platform Users, and Resellers

If you access our Services as a client, platform user, agency, reseller, or other party using our infrastructure to send communications to your own end users (each, a “Client”), the following additional terms apply:

7.1 Independent Consent Obligations

Client represents, warrants, and covenants that Client has obtained, and at all times will maintain, all consents required by applicable law (including but not limited to the TCPA, CAN-SPAM Act, FTC Telemarketing Sales Rule, state telemarketing laws, GDPR, CASL, and any applicable carrier requirements) prior to causing any communication to be sent through our Services.

Client shall maintain auditable records of all such consents and shall provide such records to Syndicate Marketing, LLC within five (5) business days of any written request.

7.2 Carrier and Industry Compliance

Client agrees to comply with all applicable carrier requirements, including without limitation: The CTIA Messaging Principles and Best Practices; 10DLC (10-digit long code) registration and brand/campaign vetting requirements; Toll-Free verification requirements; Twilio’s Messaging Policy and Acceptable Use Policy; and any other rules, policies, or guidelines issued by carriers, the Campaign Registry, mobile network operators, or other industry participants.

7.3 Prohibited Content

Client shall not use the Services to send communications containing or promoting any of the following (the “Prohibited Categories”): high-risk financial services (including payday loans, debt forgiveness, and certain cryptocurrency offerings without appropriate vetting); third-party debt collection content unless properly licensed; tobacco, vape, e-cigarette, or cannabis products; firearms, ammunition, fireworks, or weapons; illegal drugs or prescription drugs without appropriate licensure; sexually explicit content or services; gambling content where prohibited; hate speech, harassment, or content inciting violence; phishing, fraud, malware, security testing, simulated phishing, or deceptive content; multi-level marketing schemes; “get rich quick” or pyramid schemes; or any other content prohibited by Twilio’s Messaging Policy, the Acceptable Use Policy of any underlying service provider, or applicable law.

7.4 Client Indemnification

Client shall indemnify, defend, and hold harmless Syndicate Marketing, LLC and its officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to: (a) Client’s breach of these Terms; (b) Client’s failure to obtain or maintain required consents; (c) the content of any communication transmitted through the Services at Client’s direction; (d) any claim by a recipient of a Client communication; or (e) any violation of applicable law by Client.

8. Privacy and Data Protection

Your use of the Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Services, you consent to the collection, use, storage, processing, and disclosure of your information as described in the Privacy Policy.

If you are a resident of California, Colorado, Connecticut, Virginia, Utah, or any other jurisdiction with a comprehensive consumer privacy law, you may have specific rights with respect to your personal information. Please review the Privacy Policy for details.

9. Intellectual Property

All content, materials, trademarks, service marks, logos, software, and other intellectual property comprising the Services are owned by Syndicate Marketing, LLC or its licensors and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

Subject to your compliance with these Terms, Syndicate Marketing, LLC grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Services for their intended purpose. All rights not expressly granted are reserved.

You may not copy, modify, distribute, sell, lease, or create derivative works of any portion of the Services without our prior written consent. “Syndicate Marketing, LLC” and any associated logos are trademarks of Syndicate Marketing, LLC. Use of our trademarks without our express written permission is strictly prohibited.

10. Third-Party Services, Links, and Partner Promotions

The Services may contain links to, or facilitate the promotion of, third-party websites, products, services, partners, affiliates, or advertisers (“Third-Party Services”). Syndicate Marketing, LLC does not control, endorse, or assume responsibility for any Third-Party Services.

Your interactions with any Third-Party Service, including any purchase, transaction, communication, or relationship, are solely between you and the third party. Syndicate Marketing, LLC is not a party to any such transaction and disclaims all liability arising from or related to Third-Party Services. We encourage you to review the terms of service and privacy policies of any Third-Party Service before engaging with it.

11. Disclaimers and No Warranty

THE SERVICES, INCLUDING ALL CONTENT, INFORMATION, AND COMMUNICATIONS, ARE PROVIDED “AS IS,” “AS AVAILABLE,” AND “WITH ALL FAULTS,” WITHOUT ANY WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, Syndicate Marketing, LLC EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING WITHOUT LIMITATION ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, AVAILABILITY, UNINTERRUPTED USE, AND ANY WARRANTIES ARISING FROM A COURSE OF DEALING OR USAGE OF TRADE.

WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT THAT ANY MESSAGES OR COMMUNICATIONS WILL BE DELIVERED, RECEIVED, OR ARRIVE IN A TIMELY MANNER.

NO ADVICE OR INFORMATION OBTAINED FROM US, OUR AGENTS, OR THROUGH THE SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.

12. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL Syndicate Marketing, LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, OR ASSIGNS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOST PROFITS, LOST REVENUE, LOST DATA, BUSINESS INTERRUPTION, OR LOSS OF GOODWILL, ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR THE SERVICES, WHETHER BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR AGGREGATE LIABILITY TO YOU FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNTS PAID BY YOU TO Syndicate Marketing, LLC IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100.00).

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU IN FULL. IN SUCH JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

13. Indemnification

You agree to indemnify, defend, and hold harmless Syndicate Marketing, LLC and its officers, directors, employees, agents, affiliates, partners, successors, and assigns from and against any and all claims, demands, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees and court costs) arising out of or relating to: (a) your access to or use of the Services; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; (d) your violation of any rights of any third party; (e) any information or content you provide; or (f) your negligence or willful misconduct.

Syndicate Marketing, LLC reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with Syndicate Marketing, LLC in asserting any available defenses.

14. Termination and Suspension

We may suspend, restrict, or terminate your access to all or any portion of the Services at any time, with or without notice, and with or without cause, including without limitation if we believe, in our sole discretion, that you have violated these Terms or applicable law.

Upon termination, all licenses and rights granted to you under these Terms will immediately cease. Provisions of these Terms that by their nature should survive termination shall survive, including without limitation Sections 4 (Consent), 8 (Privacy), 9 (Intellectual Property), 11 (Disclaimers), 12 (Limitation of Liability), 13 (Indemnification), 19 (Arbitration), 20 (Governing Law), and 21 (Miscellaneous).

15. Force Majeure

Syndicate Marketing, LLC shall not be liable for any failure or delay in performance under these Terms resulting from any event beyond our reasonable control, including but not limited to acts of God, natural disasters, pandemics or public health emergencies, war, terrorism, civil unrest, government action or regulation, labor disputes, internet or telecommunications failures, cyberattacks, denial of service attacks, carrier outages, power outages, or shortages of materials or personnel.

16. Copyright Complaints (DMCA)

If you believe that any content on our Services infringes your copyright, please send a notification of claimed infringement to our designated agent containing the information required by the Digital Millennium Copyright Act (17 U.S.C. § 512(c)(3)), including: (a) a physical or electronic signature of the person authorized to act on behalf of the copyright owner; (b) identification of the copyrighted work claimed to be infringed; (c) identification of the material claimed to be infringing; (d) your contact information; (e) a statement of good faith belief; and (f) a statement, under penalty of perjury, of accuracy and authority to act. Send notifications to the contact address listed in Section 22.

17. Assignment

You may not assign, transfer, or delegate these Terms or any rights or obligations hereunder, in whole or in part, without our prior written consent. Any attempted assignment in violation of this Section is void. Syndicate Marketing, LLC may assign these Terms in whole or in part, at any time, without notice or consent.

18. Electronic Communications and E-SIGN Act Consent

By using the Services, you consent to receive communications from us electronically, including notices, agreements, disclosures, and other communications. You agree that all such electronic communications satisfy any legal requirement that such communications be in writing, including under the Electronic Signatures in Global and National Commerce Act (E-SIGN Act), 15 U.S.C. § 7001 et seq., the Uniform Electronic Transactions Act, and analogous state laws. You agree that your electronic signature, including by checking a box, clicking a button, or providing your contact information, is legally equivalent to your handwritten signature.

You have the right to receive non-electronic copies of records upon request. To request a paper copy, withdraw your consent to electronic communications, or update your contact information, please contact us using the information in Section 22. Withdrawal of consent to electronic communications may result in termination of your access to certain Services.

19. BINDING ARBITRATION AND CLASS ACTION WAIVER

PLEASE READ THIS SECTION CAREFULLY. IT REQUIRES YOU TO RESOLVE DISPUTES WITH Syndicate Marketing, LLC THROUGH FINAL AND BINDING INDIVIDUAL ARBITRATION AND WAIVES YOUR RIGHT TO A JURY TRIAL OR TO PARTICIPATE IN A CLASS ACTION.

19.1 Agreement to Arbitrate

Any and all disputes, claims, or controversies arising out of or relating to these Terms, the Services, our communications (including SMS, voice, email, or otherwise), our Privacy Policy, or our relationship with you, whether arising before, during, or after the term of these Terms, and whether based in contract, tort, statute (including the Telephone Consumer Protection Act, CAN-SPAM Act, Fair Debt Collection Practices Act, state consumer protection statutes, or any other statute), regulation, common law, or any other legal theory (collectively, “Disputes”), shall be resolved exclusively through final and binding individual arbitration, except as set forth below.

19.2 Arbitration Rules and Forum

The arbitration shall be administered by the American Arbitration Association (“AAA”) in accordance with its Consumer Arbitration Rules then in effect (the “AAA Rules”), as modified by these Terms. The AAA Rules are available at www.adr.org. If the AAA is unavailable to administer the arbitration, the parties will agree to a substitute arbitral forum or, failing agreement, a court of competent jurisdiction will select the forum.

The arbitration shall be conducted by a single neutral arbitrator. The arbitrator shall have exclusive authority to resolve any Dispute, including without limitation any issue concerning the validity, enforceability, scope, or interpretation of this arbitration agreement (including whether a Dispute is subject to arbitration). The arbitrator’s award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

19.3 Class Action and Jury Trial Waiver

YOU AND Syndicate Marketing, LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, MASS, OR REPRESENTATIVE ACTION OR PROCEEDING. The arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of representative or class proceeding.

YOU AND Syndicate Marketing, LLC ALSO WAIVE ANY RIGHT TO A TRIAL BY JURY IN ANY ACTION OR PROCEEDING.

If a court or arbitrator decides that any part of this Class Action and Jury Trial Waiver is unenforceable with respect to a particular claim or request for relief (such as a request for public injunctive relief), the remaining provisions of this arbitration agreement shall remain in effect, and the unenforceable portion shall be severed.

19.4 Location and Costs

Unless you and Syndicate Marketing, LLC otherwise agree, arbitration shall take place in Salt Lake County, Utah, or, at your election, in your county of residence, or shall be conducted by telephone or video conference. Each party shall bear its own attorneys’ fees and costs, except as otherwise provided by the AAA Rules, applicable law, or the arbitrator’s award.

19.5 Opt-Out Right

You may opt out of this arbitration agreement by sending written notice of your decision to opt out to the contact address in Section 22 within thirty (30) days of first agreeing to these Terms. Your notice must include your full name, mailing address, telephone number, email address, and a clear statement that you wish to opt out of the arbitration provision. If you opt out, this Section 19 will not apply to you, but the remaining provisions of these Terms will continue to apply.

19.6 Exceptions to Arbitration

Notwithstanding the foregoing, either party may bring an individual action in small claims court for any Dispute within the jurisdictional limits of that court, and either party may seek injunctive or other equitable relief in a court of competent jurisdiction to protect its intellectual property rights or to prevent a breach of confidentiality obligations.

19.7 Survival

This Section 19 shall survive any termination of these Terms or your use of the Services.

20. Governing Law and Venue

These Terms, and any Dispute arising out of or relating to these Terms or the Services, shall be governed by and construed in accordance with the laws of the State of Utah, without regard to its conflicts of laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply to these Terms.

For any Dispute not subject to arbitration, you and Syndicate Marketing, LLC agree to submit to the exclusive personal jurisdiction and venue of the state and federal courts located in Salt Lake County, Utah, and waive any objection to such jurisdiction or venue.

21. Miscellaneous

21.1 Entire Agreement

These Terms, together with the Privacy Policy and any other policies or agreements expressly incorporated by reference, constitute the entire agreement between you and Syndicate Marketing, LLC regarding your use of the Services and supersede all prior agreements, communications, and understandings, whether written or oral.

21.2 Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable while preserving the parties’ original intent.

21.3 No Waiver

Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative of Syndicate Marketing, LLC.

21.4 Headings

Section headings are for convenience only and do not affect interpretation.

21.5 Independent Contractors

Nothing in these Terms creates a partnership, joint venture, employment, or agency relationship between you and Syndicate Marketing, LLC.

21.6 Third-Party Beneficiaries

Except as expressly provided, these Terms do not confer any rights or remedies on any person other than the parties hereto.

21.7 Notices to You

We may provide notices to you via email, SMS, the Services, posting on our website, or any other method permitted under these Terms. Notices are effective upon transmission.

21.8 Export Controls

You agree to comply with all applicable U.S. and foreign export control laws and regulations, including the Export Administration Regulations and sanctions administered by the Office of Foreign Assets Control.

21.9 California Users

Under California Civil Code Section 1789.3, California users are entitled to the following consumer rights notice: If you have a question or complaint regarding the Services, please contact us using the information in Section 22. California residents may reach the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by mail at 1625 North Market Blvd., Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210.

22. Contact Information

If you have questions about these Terms, our Services, or any communication you have received from us, please contact us at:

Syndicate Marketing, LLC

260 S 1200 W

Orem UT, 84058

Email: info@syndicatemarketing.com

Email (Legal/Compliance): info@syndicatemarketing.com

Opt-Out / Do-Not-Contact: info@syndicatemarketing.com

Effective Date: May 20, 2026